--- title: "Test scenarios" canonical_url: https://docs.connect.worldline-solutions.com/accepting-payments/fraud-management/test-scenarios --- 1. [Home](https://docs.connect.worldline-solutions.com/) 2. [Accepting payments](https://docs.connect.worldline-solutions.com/accepting-payments.md) 3. [Fraud management](https://docs.connect.worldline-solutions.com/accepting-payments/fraud-management.md) 4. Test scenarios # Test scenarios You can reproduce payment scenarios to know what to expect in your integration when using our fraud prevention services. Test our fraud prevention solution for: * Various fraud results and handling these requests (accepted, denied, challenged, and error) * Different payment methods available for fraud screening * Industry-specific data fields For the best results, send as many data fields as possible when making a payment request. It ensures all of the data relating to the transactions is used in the risk evaluation process. ### Scenario 1 - Accepted | Payment product | Fraud screening result | Fraud data fields | Integration | |-----------------|------------------------|-------------------|-----------------| | Visa Card | Accepted | All | Create payments | **Scenario 1 request** ACCEPTED REQUESTCopy { "order":{ "amountOfMoney":{ "currencyCode":"EUR", "amount":"1500" }, "references":{ "merchantReference":"AcmeOrder0001" }, "shipping":{ "type":"overnight", "emailAddress":"wile@shipping.com", "address":{ "street":"desertroad", "houseNumber":"14", "countryCode":"US", "zip":"1000 AA", "name":{ "firstName":"Wile", "surname":"Coyote", "title":"Mr" } } }, "shoppingCart":{ "items":[ { "amountOfMoney":{ "currencyCode":"EUR", "amount":1500 }, "invoiceData":{ "description":"ACME Super Outfits" }, "orderLineDetails":{ "productCode":"Code01", "discountAmount":180, "lineAmountTotal":1500, "productType":"goods", "productName":"ACME Super Outfits", "quantity":1, "productPrice":1500 } } ] }, "customer":{ "merchantCustomerId":"YOUR_CUSTOMER_ID", "contactDetails":{ "emailAddress":"accept@test.com" }, "personalInformation":{ "name":{ "firstName":"Wile", "surname":"Coyote" } }, "locale":"en", "billingAddress":{ "countryCode":"US", "city":"Monument valley", "street":"Desertroad", "houseNumber":"14", "zip":"1000 AA", "state":"utah", "additionalInfo":"second level" }, "device":{ "timezoneOffsetUtcMinutes":"540", "ipAddress":"10.163.151.78", "deviceFingerprintTransactionId":"67daae5e-da54-4645-ad6e-da4382d0b32b" }, "account":{ "hadSuspiciousActivity":false, "paymentAccountOnFile":{ "createDate":"20220221", "numberOfCardOnFileCreationAttemptsLast24Hours":2 }, "paymentAccountOnFileType":"debit", "authentication":{ "method":"guest" } } } }, "fraudFields":{ "shipmentTrackingNumber":"123456789876", "defaultFormFill":"automatically", "isPreviousCustomer":"true", "orderTimezone":"24", "shipComments":"ship directly to your door", "giftCardType":"birthday", "giftMessage":"Happy Birthday! Dear friend!", "customerIpAddress":"10.11.23.909", "userData":[ "property1Value1", "property1Value2", "property1Value3" ] }, "threeDSecure":{ "skipAuthentication":true }, "cardPaymentMethodSpecificInput":{ "paymentProductId":"1", "returnUrl":"Either configure in parameters or send in a request as it's mandatory for payment, though not related to fraud", "card":{ "cvv":"123", "cardNumber":"4012000033330026", "expiryDate":"1223" }, "skipfraud":"false", "initialSchemeTransactiond":"tranId", "transactionChannel":"ECOMMERCE" } } Microsoft Dynamics 365 response Microsoft Dynamics 365 ACCEPTED responseCopy { "creationOutput": { "additionalReference": "CreditCard_002", "externalReference": "CreditCard_002" }, "payment": { "id": "MOEA of merchant", "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "merchantReference": "CreditCard_002", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "authorisationCode": "824604", "fraudResults": { "fraudServiceResult": "accepted", "avsResult": "0", "cvvResult": "0", "microsoftFraudProtection": { "clauseName": "Approve for accept@test.com", "fraudScore": 448, "policyApplied": "Test email rules" } }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "PENDING_APPROVAL", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_MERCHANT", "statusCode": 600, "statusCodeChangeDateTime": "20230914094851", "isAuthorized": true, "isRefundable": false } } } ACI Fraud Prevention response ACI Fraud Prevention ACCEPTED responseCopy { "creationOutput": { "additionalReference": "AcmeOrder0001", "externalReference": "AcmeOrder0001" }, "payment": { "id": "000001010200000012650000100001", "paymentOutput": { "amountOfMoney": { "amount": 100, "currencyCode": "EUR" }, "references": { "merchantReference": "AcmeOrder0001", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "authorisationCode": "018163", "fraudResults": { "fraudServiceResult": "accepted", "avsResult": "E", "cvvResult": "P", "retailDecisions": { "fraudCode": "0100", "fraudNeural": "30" } }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "PENDING_APPROVAL", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_MERCHANT", "statusCode": 600, "statusCodeChangeDateTime": "20230925120554", "isAuthorized": true, "isRefundable": false } } } ### Scenario 2 - Denied | Payment product | Fraud screening result | Fraud data fields | Integration | |-----------------|------------------------|---------------------------------|-----------------| | Mastercard | Denied | Highly recommended fraud fields | Create payments | **Scenario 2 request** denied REQUESTCopy { "order": { "amountOfMoney": { "currencyCode": "EUR", "amount": "1500" }, "shipping": { "type": "overnight", "emailAddress": "wile@shipping.com", "address": { "street": "desertroad", "houseNumber": "14", "countryCode": "BE", "zip": "1234 XQ", "name": { "firstName": "Wile", "surname": "Coyote", "title": "Mr" } } }, "customer": { "merchantCustomerId": "YOUR_CUSTOMER_ID", "contactDetails": { "emailAddress": "reject@test.com" }, "billingAddress": { "countryCode": "BE", "city": "Brussels", "street": "Redstreet", "houseNumber": "14", "zip": "1000 AA", "additionalInfo": "Extension A" }, "account": { "hadSuspiciousActivity": false, "paymentAccountOnFile": { "createDate": "20220221", "numberOfCardOnFileCreationAttemptsLast24Hours": 2 }, "paymentAccountOnFileType": "debit", "authentication": { "method": "guest" } } } }, "threeDSecure": { "skipAuthentication": true }, "cardPaymentMethodSpecificInput": { "paymentProductId": "1", "card": { "cvv": "123", "cardNumber": "4012000033330026", "expiryDate": "1223" } } } Microsoft Dynamics 365 response Microsoft Dynamics 365 denied responseCopy { "errorId": "6502bc070d6da00d7782ff65ab9da64a", "errors": [ { "code": "430450", "message": "Not authorised", "httpStatusCode": 402 } ], "paymentResult": { "creationOutput": { "additionalReference": "00000113251000000131", "externalReference": "000001132510000001310000100001" }, "payment": { "id": "MOEA of order", "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "fraudResults": { "fraudServiceResult": "denied", "microsoftFraudProtection": { "clauseName": "Reject for reject@test.com", "fraudScore": 147, "policyApplied": "Test email rules" } }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "REJECTED", "statusOutput": { "errors": [ { "code": "430450", "requestId": "641324", "message": "Not authorised", "httpStatusCode": 402 } ], "isCancellable": false, "isRetriable": false, "statusCategory": "UNSUCCESSFUL", "statusCode": 160, "statusCodeChangeDateTime": "20230914095344", "isAuthorized": false, "isRefundable": false } } } } ACI Fraud Prevention response ACI Fraud Prevention denied responseCopy { "errorId": "65143f8d291375e6a6a181cf8ebdaf87", "errors": [ { "code": "430450", "message": "Not authorised", "httpStatusCode": 402 } ], "paymentResult": { "creationOutput": { "additionalReference": "AcmeOrder0001", "externalReference": "AcmeOrder0001" }, "payment": { "id": "000001010200000012860000100001", "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "merchantReference": "AcmeOrder0001", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "fraudResults": { "fraudServiceResult": "denied", "retailDecisions": { "fraudCode": "0250" } }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "REJECTED", "statusOutput": { "errors": [ { "code": "430450", "requestId": "223", "message": "Not authorised", "httpStatusCode": 402 } ], "isCancellable": false, "isRetriable": false, "statusCategory": "UNSUCCESSFUL", "statusCode": 160, "statusCodeChangeDateTime": "20230927164328", "isAuthorized": false, "isRefundable": false } } } } ### Scenario 3 - Challenged | Payment product | Fraud screening result | Fraud data fields | Integration fields | |-----------------|------------------------------------------------------------|-------------------|--------------------| | Visa Card | Challenged: transaction reviewed to for a further decision | All fraud fields | Create payments | **Scenario 3 request** CHALLENGED REQUESTCopy { "order": { "amountOfMoney": { "currencyCode": "EUR", "amount": "1500" }, "references": { "merchantReference": "AcmeOrder0001" }, "shipping": { "type": "overnight", "emailAddress": "wile@shipping.com", "address": { "street": "desertroad", "houseNumber": "14", "countryCode": "US", "zip": "1000 AA", "name": { "firstName": "Wile", "surname": "Coyote", "title": "Mr" } } }, "shoppingCart": { "items": [ { "amountOfMoney": { "currencyCode": "EUR", "amount": 1500 }, "invoiceData": { "description": "ACME Super Outfits" }, "orderLineDetails": { "productCode": "Code01", "discountAmount": 180, "lineAmountTotal": 1500, "productType": "goods", "productName": "ACME Super Outfits", "quantity": 1, "productPrice": 1500 } } ] }, "customer": { "merchantCustomerId": "YOUR_CUSTOMER_ID", "contactDetails": { "emailAddress": "challenge@test.com" }, "personalInformation": { "name": { "firstName": "Wile", "surname": "Coyote" } }, "locale": "en", "billingAddress": { "countryCode": "US", "city": "Monument valley", "street": "Desertroad", "houseNumber": "14", "zip": "1000 AA", "state": "utah", "additionalInfo": "second level" }, "device": { "timezoneOffsetUtcMinutes": "540", "ipAddress": "10.163.151.78", "deviceFingerprintTransactionId": "67daae5e-da54-4645-ad6e-da4382d0b32b" }, "account": { "hadSuspiciousActivity": false, "paymentAccountOnFile": { "createDate": "20220221", "numberOfCardOnFileCreationAttemptsLast24Hours": 2 }, "paymentAccountOnFileType": "debit", "authentication": { "method": "guest" } } } }, "fraudFields": { "shipmentTrackingNumber": "123456789876", "defaultFormFill": "automatically", "isPreviousCustomer": "true", "orderTimezone": "24", "shipComments": "ship directly to your door", "giftCardType": "birthday", "giftMessage": "Happy Birthday! Dear friend!", "customerIpAddress": "10.11.23.909", "userData": [ "property1Value1", "property1Value2", "property1Value3" ] }, "threeDSecure": { "skipAuthentication": true }, "cardPaymentMethodSpecificInput": { "paymentProductId": "1", "returnUrl": "Either configure in parameters or send in a request as it's mandatory for payment, though not related to fraud", "card": { "cvv": "123", "cardNumber": "4012000033330026", "expiryDate": "1223" }, "skipfraud": "false", "initialSchemeTransactiond": "tranId", "transactionChannel": "ECOMMERCE" } } Microsoft Dynamics 365 response Microsoft Dynamics 365 CHALLENGED responseCopy { "creationOutput": { "additionalReference": "AcmeOrder0001", "externalReference": "AcmeOrder0001" }, "payment": { "id": "000001017500001918670000100001", "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "merchantReference": "AcmeOrder0001", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "fraudResults": { "fraudServiceResult": "challenged", "avsResult": "0", "cvvResult": "0", "microsoftFraudProtection": { "clauseName": "Review for challenge@test.com", "fraudScore": 26, "policyApplied": "Test email rules" } }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "PENDING_FRAUD_APPROVAL", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_MERCHANT", "statusCode": 525, "statusCodeChangeDateTime": "20231004152901", "isAuthorized": true, "isRefundable": false } } } ACI Fraud Prevention response ACI Fraud Prevention CHALLENGED responseCopy { "creationOutput": { "additionalReference": "AcmeOrder0001", "externalReference": "AcmeOrder0001" }, "payment": { "id": "000001010200000013390000100001", "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "merchantReference": "AcmeOrder0001", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "authorisationCode": "HOSTOK", "fraudResults": { "fraudServiceResult": "challenged", "avsResult": "0", "cvvResult": "0", "retailDecisions": { "fraudCode": "0330" } }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "PENDING_FRAUD_APPROVAL", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_MERCHANT", "statusCode": 525, "statusCodeChangeDateTime": "20231004152749", "isAuthorized": true, "isRefundable": false } } } ### Scenario 4 - Error | Payment product | Fraud screening result | Fraud data fields | Integration | |-----------------|--------------------------------------------------------------------|---------------------------------|-----------------| | Mastercard | Error (fraud service is not available, but transactions continues) | Highly recommended fraud fields | Create payments | **Scenario 4 request** ERROR REQUESTCopy { "order": { "amountOfMoney": { "currencyCode": "EUR", "amount": "1500" }, "customer": { "merchantCustomerId": "YOUR_CUST_ID", "contactDetails": { "emailAddress": "accept@test.com" }, "billingAddress": { "countryCode": "NL", "city": "Amsterdam", "street": "desertroad", "houseNumber": "14", "zip": "1000 AA", "additionalInfo": "First Floor" }, "account": { "hadSuspiciousActivity": false, "paymentAccountOnFile": { "createDate": "20220221", "numberOfCardOnFileCreationAttemptsLast24Hours": 2 }, "paymentAccountOnFileType": "debit", "authentication": { "method": "guest" } } } }, "threeDSecure": { "skipAuthentication": true }, "cardPaymentMethodSpecificInput": { "paymentProductId": "3", "card": { "cvv": "123", "cardNumber": "5137009801943438", "expiryDate": "1223" } } } Microsoft Dynamics 365 response Microsoft Dynamics 365 ERROR responseCopy { "creationOutput": { "additionalReference": "AcmeOrder0001", "externalReference": "AcmeOrder0001" }, "payment": { "id": "000001017500000013260000100001", "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "merchantReference": "AcmeOrder0001", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "authorisationCode": "HOSTOK", "fraudResults": { "fraudServiceResult": "error", "avsResult": "0", "cvvResult": "0" }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "PENDING_APPROVAL", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_MERCHANT", "statusCode": 600, "statusCodeChangeDateTime": "20230929124930", "isAuthorized": true, "isRefundable": false } } } ACI Fraud Prevention response ACI Fraud Prevention ERROR responseCopy { "creationOutput": { "additionalReference": "AcmeOrder0001", "externalReference": "AcmeOrder0001" }, "payment": { "id": "000001010200000013260000100001", "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "merchantReference": "AcmeOrder0001", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "authorisationCode": "HOSTOK", "fraudResults": { "fraudServiceResult": "error", "avsResult": "0", "cvvResult": "0" }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "PENDING_APPROVAL", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_MERCHANT", "statusCode": 600, "statusCodeChangeDateTime": "20230929124930", "isAuthorized": true, "isRefundable": false } } } ### Scenario 5 - Accepted (Airline data) | Payment product | Fraud screening result | Fraud data fields | Integration | |-----------------|------------------------|-------------------|-----------------| | Visa card | Accepted | Airline data | Create payments | **Scenario 5 request** accepted REQUESTCopy { "order": { "amountOfMoney": { "currencyCode": "EUR", "amount": "1500" }, "customer": { "merchantCustomerId": "YOUR_CUST_ID", "contactDetails": { "billingAddress": { "countryCode": "BE", "city": "Brussels", "street": "Redstreet", "houseNumber": "14", "zip": "1000 AA", "additionalInfo": "Extension A" }, "account": { "hadSuspiciousActivity": false, "paymentAccountOnFile": { "createDate": "20220221", "numberOfCardOnFileCreationAttemptsLast24Hours": 2 }, "paymentAccountOnFileType": "debit", "authentication": { "method": "guest" } } }, "additionalInput": { "airlineData": { "agentNumericCode": "123456", "travelAgencyName": "AB Travels", "code": "314", "flightDate": "20250101", "flightLegs": [ { "airlineClass": "01", "arrivalAirport": "LAX", "carrierCode": "KL", "date": "20250101", "departureTime": "07:00", "fare": "100", "fareBasis": "internet", "flightNumber": "0733", "number": 0, "originAirport": "AMS", "stopoverCode": "permitted" }, { "airlineClass": "02", "arrivalAirport": "BLR", "carrierCode": "KL", "date": "20250102", "departureTime": "15:00", "fare": "100", "fareBasis": "internet", "flightNumber": "0833", "number": 1, "originAirport": "LAX", "stopoverCode": "non-permitted" } ], "invoiceNumber": "654321", "isETicket": true, "isRestrictedTicket": false, "isThirdParty": false, "issueDate": "20240101", "merchantCustomerId": "YOUR_CUST_ID", "name": "EFSF", "passengerName": "Wile Coyote", "placeOfIssue": "Amsterdam", "pnr": "XYZXYZ", "pointOfSale": "Hello Tickets", "posCityCode": "Amsterdam", "ticketDeliveryMethod": "e-ticket", "ticketNumber": "XYZXYZ" } } }, "threeDSecure": { "skipAuthentication": true }, "cardPaymentMethodSpecificInput": { "paymentProductId": "1", "card": { "cvv": "123", "cardNumber": "4012000033330026", "expiryDate": "1223" } } } } Microsoft Dynamics 365 response Microsoft Dynamics 365 accepted responseCopy { "creationOutput": { "additionalReference": "RestAPI:CreditCard_0", "externalReference": "RestAPI:CreditCard_002" }, "payment": { "id": "000001017500001918720000100001", "paymentOutput": { "amountOfMoney": { "amount": 11500, "currencyCode": "EUR" }, "references": { "merchantReference": "RestAPI:CreditCard_002", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "fraudResults": { "fraudServiceResult": "accepted", "avsResult": "0", "cvvResult": "0", "microsoftFraudProtection": { "clauseName": "Approve for accept@test.com", "fraudScore": 119, "policyApplied": "Test email rules" } }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "PENDING_APPROVAL", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_MERCHANT", "statusCode": 600, "statusCodeChangeDateTime": "20231004163817", "isAuthorized": true, "isRefundable": false } } } ### Scenario 6 - Accepted (Lodging data) | Payment product | Fraud screening result | Fraud data fields | Integration fields | |-------------------|------------------------|-------------------|--------------------| | SEPA Direct Debit | Accepted | Lodging data | Create payments | **Scenario 6 request** ACCEPTED REQUESTCopy { "creationOutput": { "additionalReference": "RestAPI:CreditCard_0", "externalReference": "RestAPI:CreditCard_002" }, "payment": { "id": "000001017500001918720000100001", "paymentOutput": { "amountOfMoney": { "amount": 11500, "currencyCode": "EUR" }, "references": { "merchantReference": "RestAPI:CreditCard_002", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "fraudResults": { "fraudServiceResult": "accepted", "avsResult": "0", "cvvResult": "0", "microsoftFraudProtection": { "clauseName": "Approve for accept@test.com", "fraudScore": 119, "policyApplied": "Test email rules" } }, "card": { "cardNumber": "************0026", "expiryDate": "1223" } } }, "status": "PENDING_APPROVAL", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_MERCHANT", "statusCode": 600, "statusCodeChangeDateTime": "20231004163817", "isAuthorized": true, "isRefundable": false } } } Microsoft Dynamics 365 response Microsoft Dynamics 365 ACCEPTED responseCopy { "creationOutput": { "additionalReference": "Direct Debit Travel", "externalReference": " Direct Debit Travel002" }, "merchantAction": { "actionType": "SHOW_TRANSACTION_RESULTS", "showData": [ { "key": "PAYMENTREFERENCE", "value": "0" }, { "key": "ORDERID", "value": "191875" } ] }, "payment": { "id": "000001017500001918750000100001", "paymentOutput": { "amountOfMoney": { "amount": 11500, "currencyCode": "EUR" }, "references": { "merchantReference": " Direct Debit Travel", "paymentReference": "0" }, "paymentMethod": "directDebit", "sepaDirectDebitPaymentMethodSpecificOutput": { "paymentProductId": 770, "token": "d44d6bed-b31a-45f4-9db0-1cd2cad1e7b3" } }, "status": "CAPTURE_REQUESTED", "statusOutput": { "isCancellable": true, "isRetriable": false, "statusCategory": "PENDING_CONNECT_OR_3RD_PARTY", "statusCode": 800, "statusCodeChangeDateTime": "20231004165105", "isAuthorized": false, "isRefundable": false } } } ### Scenario 7 - Denied | Payment product | Fraud screening result | Fraud data fields | Integration | |-----------------|------------------------|---------------------------|------------------------| | Visa card | Denied | Highly recommended fields | Create hosted checkout | **Scenario 7 request** DENIED REQUESTCopy { "order": { "amountOfMoney": { "currencyCode": "EUR", "amount": "1500" }, "shipping": { "type": "overnight", "emailAddress": "wile@shipping.com", "address": { "street": "desertroad", "houseNumber": "14", "countryCode": "BE", "zip": "1234 XQ", "name": { "firstName": "Wile", "surname": "Coyote", "title": "Mr" } } }, "customer": { "merchantCustomerId": "YOUR_CUST_ID", "contactDetails": { "emailAddress": "reject@test.com" }, "billingAddress": { "countryCode": "BE", "city": "Brussels", "street": "Redstreet", "houseNumber": "14", "zip": "1000 AA", "additionalInfo": "Extension A" }, "account": { "hadSuspiciousActivity": false, "paymentAccountOnFile": { "createDate": "20220221", "numberOfCardOnFileCreationAttemptsLast24Hours": 2 }, "paymentAccountOnFileType": "debit", "authentication": { "method": "guest" } } } }, "threeDSecure": { "skipAuthentication": true } } Microsoft Dynamics 365 response Microsoft Dynamics 365 DENIED responseCopy { "createdPaymentOutput": { "payment": { "id": "000001017500001918620000100001", "hostedCheckoutSpecificOutput": { "hostedCheckoutId": "0651ac90-c7df-71ff-8eeb-ee2236ec75bd" }, "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "merchantReference": "AcmeOrder0001", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "fraudResults": { "fraudServiceResult": "denied", "microsoftFraudProtection": { "clauseName": "Reject for reject@test.com", "fraudScore": 32, "policyApplied": "Test email rules" } }, "card": { "cardNumber": "************0026", "cardholderName": "T Test", "expiryDate": "1223" } } }, "status": "REJECTED", "statusOutput": { "errors": [ { "code": "430450", "requestId": "8", "message": "Not authorised", "httpStatusCode": 402 } ], "isCancellable": false, "isRetriable": false, "statusCategory": "UNSUCCESSFUL", "statusCode": 160, "statusCodeChangeDateTime": "20231002154403", "isAuthorized": false, "isRefundable": false } }, "paymentCreationReferences": { "additionalReference": "AcmeOrder0001", "externalReference": "AcmeOrder0001" }, "paymentStatusCategory": "REJECTED" }, "status": "PAYMENT_CREATED" } ACI Fraud Prevention response ACI Fraud Prevention DENIED responseCopy { "createdPaymentOutput": { "payment": { "id": "000001010200000013370000100001", "hostedCheckoutSpecificOutput": { "hostedCheckoutId": "0651ac9d-8100-71ff-9db9-7229d07f8126" }, "paymentOutput": { "amountOfMoney": { "amount": 1500, "currencyCode": "EUR" }, "references": { "merchantReference": "AcmeOrder0001", "paymentReference": "0" }, "paymentMethod": "card", "cardPaymentMethodSpecificOutput": { "paymentProductId": 1, "fraudResults": { "fraudServiceResult": "denied", "retailDecisions": { "fraudCode": "0250" } }, "card": { "cardNumber": "************0026", "cardholderName": "T Test", "expiryDate": "1223" } } }, "status": "REJECTED", "statusOutput": { "errors": [ { "code": "430450", "requestId": "639", "message": "Not authorised", "httpStatusCode": 402 } ], "isCancellable": false, "isRetriable": false, "statusCategory": "UNSUCCESSFUL", "statusCode": 160, "statusCodeChangeDateTime": "20231002154944", "isAuthorized": false, "isRefundable": false } }, "paymentCreationReferences": { "additionalReference": "AcmeOrder0001", "externalReference": "AcmeOrder0001" }, "paymentStatusCategory": "REJECTED" }, "status": "PAYMENT_CREATED" }