---
title: "Net Banking"
canonical_url: https://docs.connect.worldline-solutions.com/payment-product/net-banking/process-flows/globalcollect
---

* [Overview](https://docs.connect.worldline-solutions.com/payment-product/net-banking/overview.md)
* [Countries \& currencies](https://docs.connect.worldline-solutions.com/payment-product/net-banking/countries-and-currencies.md)
* [Integration](https://docs.connect.worldline-solutions.com/payment-product/net-banking/integration.md)
* [Process flows](https://docs.connect.worldline-solutions.com/payment-product/net-banking/process-flows.md)
* [Testing](https://docs.connect.worldline-solutions.com/payment-product/net-banking/testing.md)
* [Additional information](https://docs.connect.worldline-solutions.com/payment-product/net-banking/additional-information.md)
* [Reporting](https://docs.connect.worldline-solutions.com/payment-product/net-banking/reporting.md)

# Process flows

In order to integrate Net Banking, please refer to our [API Reference](https://docs.connect.worldline-solutions.com/documentation/api/.md).

# Net Banking transaction states

Create refund Create hosted checkout Create payment

# Payment flow

<br />

![Net Banking payment flow diagram showing seven steps from order placement to fund settlement between Consumer, Merchant, Worldline, Consumer bank, and Worldline bank.](https://docs.connect.worldline-solutions.com/dA/0387553186/Net Banking-process-flow.png?language_id=1)

1. The consumer places an order on your website and chooses to pay with Net Banking
2. Consumer selects their bank
3. Consumer is redirected to their online banking system and is authenticated
4. The payment status is updated and communicated to you
5. Consumer's bank sends funds and references to our bank
6. Funds are remitted to us and statements are gathered to process all incoming payments
7. We remit funds and report to you

[Next Testing](https://docs.connect.worldline-solutions.com/payment-product/net-banking/testing.md)