Effective fraud prevention is crucial for safeguarding both your business and your consumers against unauthorized activity. Cybersource Decision Manager is a proven fraud detection tool that uses advanced intelligence. It leverages insights from billions of transactions processed annually by Visa and Cybersource worldwide to identify high-risk transactions and enable more accurate, confident decisions. Real-time fraud detection aims to identify as many fraudulent activities as possible, while balancing two key priorities: protecting your business from threats and providing seamless payment experiences. 

Features

• Combines Machine Learning Models: Instead of depending on a single statistical algorithm, Cybersource Decision Manager integrates multiple machine learning (ML) techniques. This use of artificial intelligence results in more precise and reliable fraud scoring.
• Data Enrichment: The system is enhanced with over 260 fraud detectors, providing a comprehensive assessment of transaction risk for improved accuracy in fraud detection.
• Configurable Rules: Users can create detailed rules with multiple conditions, leveraging various data points to customize fraud prevention strategies.
• Visa Intelligence: The solution benefits from continuous advancements through collaboration with Visa’s Advanced Analytics and Research teams, ensuring access to the latest fraud detection innovations.

What does mean for you?

• Pre-authorization Screening: Allows you to make more informed decisions by filtering out risky transactions before approval.
• Proven Fraud Prevention Tool: Provides deep data insights and advanced intelligence to protect your business from threats, ensure operational efficiency, and deliver frictionless payment experiences.
• Customer Differentiation: Uses identity analysis and device fingerprinting to distinguish between genuine customers and potential fraudsters, helping you stay ahead of emerging fraud patterns, identify good customer behavior, and detect customers who are new to your database.
• Advanced Machine Learning: Employs sophisticated machine learning technologies fueled with insights from a unified consortium model, which accesses data from 141 billion transactions processed globally on the VISA network.
• Leverage Past Transactions: Uses the Rules Suggestion Engine to automatically generate recommended fraud rules based on emerging patterns, enabling you to continuously refine and improve your fraud strategies.