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Smart routing

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What is smart routing?

Smart routing is a payment optimization system that automatically directs transactions to the most suitable card acquirer. This technology uses dynamic rules and live analysis to achieve two primary goals: maximizing transaction approval rates and minimizing processing fees.

The system makes intelligent acquirer selections by analyzing multiple factors: transaction characteristics, acquirer performance metrics, compliance requirements, campaign rules.

Key benefits

  • Higher approval rates and lower processing costs
  • Improved payment success rates
  • Enhanced customer experience through seamless processing
  • Reduced operational overhead

How does it work?

By matching each transaction with the most appropriate acquirer, you can achieve better financial outcomes while providing consumers with seamless payment processing. This routing optimization happens automatically in real-time, requiring no intervention after initial setup and configuration.

smart-routing-process-flow

How to enable Smart Routing?

  1. Ensure that you are integrated with at least two acquirers to use this solution.
  2. Contact us to discuss your business needs and discover how Smart Routing can improve your authorization rates.
  3. Our Customer Experience Team will enable Smart Routing for you.
  4. Start processing transactions using the optimal acquirer choice for your business.

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