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Payment Console:

UPI is an Indian Real-time banking product and is being used by Indian consumer. As per Data Localization guidelines from Reserve Bank of India, data related to Indian consumer shall be stored within Indian boundary. Hence we have designed our solution in a fully compliant way so that transactional data resides within boundary of India.

Because of Data Localization constraints, the transactional data corresponding to UPI is not available in our standard merchant portal- Payment Console (WPC) and Insight. Instead, you will be provided with Worldline India payment console which will have dashboards and transactional information of India flow, available 24 by 7 for you to carry out your day today operation.

Scheduled Reports:

  • In the daily transactional reports, known as WX file, the UPI transactions will be reported as Real-Time banking transactions.
  • This report will contain both payments and refunds.
  • Reports will be shared via Secure File Transfer (SFT), details of which will be shared while technical onboarding.