When you use Worldline Tokenization Service, you can subscribe to Account Updater to keep the card details stored in your tokens current. Here's how it works:

1. Every week, we automatically identify tokens of cards which are expired, lost, stolen, or nearing the expiry date.
2. We send these cards to Visa and Mastercard to request updated information.
3. When the card schemes return new details, we update your tokens immediately with the latest card data.

This process runs automatically without disrupting your billing cycles or requiring you to contact consumers. Your payment tokens remain valid and current, reducing failed transactions due to outdated card information.

Account updates feature is supported by Visa and Mastercard schemes.

You can use Account Updater if you meet any of the following:

• You use Worldline Tokenization Service.
• You store consumer credentials for payments, such as recurring or subscription-based billing models.
• You need to maintain card lifecycle management and keep card details current.

Token update process flow

Types of updates

The following table shows the different types of update and the Action that we recommend to take for each specific type: