Mercado Pago

• Overview
• Countries & currencies
• Integration
• Process flows
• Testing
• Consumer experience
• Reporting
• FAQ

Process flows

In order to integrate Mercado Pago, please refer to our API Reference.

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• CREATED – initial state of a transaction. If a transaction remains in this state, it indicates a problem.
• PENDING APPROVAL – the transaction is awaiting your approval to capture the funds. This applies to transactions requiring manual merchant approval before processing.
• CAPTURED – the transaction was completed successfully, and we have received confirmation that the funds are on their way.
• PAID – we have collected the funds and will begin the remittance process to you.
• CANCELLED – the payment was canceled by either you or the consumer. This is the final state.

Payment flow

1. The consumer places an order and selects Mercado Pago as the payment option.
2. Worldline sends the payment request to Mercado Pago.
3. Worldline receives the payment response from Mercado Pago with the URL-intent.
4. Worldline sends the URL-intent to you.
5. The consumer is redirected to Mercado Pago to complete the payment.
6. The payment is processed.
7. Mercado Pago sends us a notification that the payment was completed and the consumer is redirected to the returnURL sent on the payment request.
8. Worldline sends you the confirmation received from Mercado Pago.
9. Once the payment is with status CAPTURED, you can release the product to the consumer.
10. Funds will be available within 6 days, and reporting will be provided the next day, ensuring a clear and reliable process for your needs.