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Payment group: Cards (debit & credit)
Payment product ID: 128

Discover credit card was introduced in 1985 by a large US retail company. Starting from 2006 it also issues debit cards. At present moment it counts 105+ million cardholders in 190 countries. Unlike Visa and Mastercard, Discover also issues its own cards via Discover Bank. It operates on Discover Global Network together with such brands as Diners Club, JCB, UnionPay, RuPay, Elo, Troy, DinaCard.


ProtectBuy is a 3D Secure service from Discover. It validates the customer’s identity at time of transaction and provides a near real-time actionable response to high-risk transactions to help reduce total fraud among cardholder base and decrease dispute-handling costs.


  • 3D Secure
  • Chargebacks
  • Delayed captures
  • Disputes
  • Industry-specific data
  • Installments
  • Multiple/partial refunds
  • Partial captures
  • Recurring
  • Refunds
  • Tokenization

Key benefits

  • Real-time authorization
  • Secure payments
  • Fast settlement cycle
  • International acceptance


Discover is available as a part of our full-service offering and has a simplified boarding process:

  1. Our merchant implementation team completes the online boarding form & submits it to our acquiring partner.
  2. Depending on our acquiring partner's feedback, you might need to sign a "Card Not Present" agreement.
  3. Our acquiring partner completes KYC.
  4. Our acquiring partner sets up a new processing account for your business.
  5. Our acquiring partner shares a new processing account with Worldline.
  6. We configure pre-production and production credentials for you.
  7. You run the end-to-end testing with the support of our merchant implementation team.
  8. Go live!

For other questions, you can always contact the boarding team to help you out.

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