PagoEfectivo

• Overview
• Countries & currencies
• Integration
• Process flows
• Testing
• Consumer experience
• Reporting
• FAQ

Process flows

In order to integrate PagoEfectivo, please refer to our API Reference.

Cash payments transaction states

• CREATED – initial state of a transaction. If a transaction remains in this state, it indicates a problem.
• CAPTURED – the transaction was completed successfully, and we have received confirmation that the funds are on their way.
• PAID – we have collected the funds and will begin the remittance process to you.
• EXPIRED - we received notification that the consumer has not completed the payment on time.
• REJECTED – the transaction was rejected by either us or the bank. This is the final state.
• REFUNDED – state indicates that the transaction has been successfully reversed, and the funds have been returned to the consumer.

Payment flow

1. Consumer places order on your website and chooses PagoEfectivo as the payment product. You need to initiate the order at us accordingly.
2. We will return a voucher with a QR code.
3. The consumer pays the voucher with the QR code in cash at a wide network of affiliated physical locations or at their bank.
4. PagoEfectivo will send us a notification once the payment was completed, and the status is updated in the Payment Console. Once the payment is with status CAPTURED, you can release the product to the consumer.
5. Funds are transferred to us.
6. We match the payment on the basis of the consumers reference number.
7. We remit the funds and provide you with a detailed report.